关于账单的问题
我付不起账单. Is there any help available?
是的. The Crawford County Memorial Hospital has financial assistance available for anyone that qualifies. 请打电话给 (712) 265-2500 and ask for an application. You may also stop by the Business Office at the hospital and request one from the staff.
I am receiving phone calls from someone who says they represent the Crawford County Memorial Hospital Business Office. I know all the staff in the office at the hospital. 这是骗局吗?? Have I been turned over to collections?
No to both of these questions. The hospital uses the service of a company to call our patients who have received statements from us. The purpose of the call is to assure that any questions regarding the bill are addressed and to help 病人 establish a payment plan, 如果需要.
May I pay my bill off over a period of time?
是的. There are certain policies that apply to monthly payments. 请打电话给 (712) 265-2510 for help in establishing a payment plan.
Why am I getting bills from physicians?
在某些情况下, particularly for specialists holding clinics in our outpatient area, you may receive a bill from the hospital and the physician. 当这种情况发生时, it is because national billing rules require that the physician not include the cost of overhead in the fee that he charges you, while they require that the hospital bill for this overhead.
Why is my ER bill so high?
Emergency Room visits are meant to provide urgent services with little or no notice. As such, the cost of staffing the Emergency Room is much higher than staffing a physician office. When a patient presents in the ER, hospital staff have to perform a thorough assessment of 病人, 即使你, 病人, feel that you know what the problem is. 例如, a patient presents to the hospital with a bad cough and tells the ER staff that they know they have bronchitis and just need something for the cough. 医院是合法的, ethical and moral obligation is to 1) verify that 病人 has bronchitis and 2) verify that there are no other conditions contributing to the cough. 因此, it is possible that the ER staff will order lab tests, radiology tests and maybe even an EKG, depending on the staff’s evaluation of 病人. Each of these add to the cost of the ER. 除了, 病人’s bill includes the hospital charges (for the ER room and all ancillary tests) and a charge for the physician, 护士, or physician assistant who provides the actual treatment. Another factor that will affect the amount ultimately billed to 病人 is 病人’s own insurance coverage. Today’s insurance policies often pay a smaller percentage of an ER visit if the company feels that 病人 could have waited and obtained care from a physician office. In the example of 病人 with bronchitis, it is possible that the insurance company would pay a lower percent and increase 病人’s responsibility.
病人 Financing Options
Crawford County Memorial Hospital is pleased to offer Platinum 病人 Financing! Platinum financing gives our patients on-the-spot financing when it’s needed to pay medical expenses. It’s fast, flexible, and affordable. Best of all, it’s offered locally through the GreenState Credit Union.
0%年利率短期
封闭式个人贷款
Terms of 18 and 24 months available
每月固定付款
Flexible repayment options and no prepayment penalty
长期
封闭式个人贷款
Terms of 34, 48, 60 and 72 months
Available with rates as low as 9.4月* 99%
每月固定付款 for the term of the loan
Flexible repayment options and no prepayment penalty
问题? Contact our Financial Counselors at 712-265-2500
*APR is Annual Percentage Rate. Rate is fixed (non-variable). Interest rate is based on credit score, capacity to repay and approval. 没有预付款罚款. Crawford County Memorial Hospital offers closed-end personal installment loans for the terms listed above only.